Luxury Miami Real Estate

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550 South Dixie Highway

Coral Gables, FL 33146

Cell: 305-798-8685

Office: 305-960-5330

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Archive for the 'Miami Waterfront Real Estate' Category

The Calming Waters Around Flood Insurance

crystal wathers in Mediteranean Egypt

After The Biggert-Waters Flood Insurance Reform Act passed, I wrote an article about rising flood insurance premiums. This greatly affected buyers and sellers by making it difficult to buy and/or sell in high-risk areas due to the unaffordable cost of insurance. Thankfully Congress approved a new bill to alleviate some of the financial stress that was suddenly placed on the properties in high-risk flood insurance zones, many of which are in our community! The Homeowner Flood Insurance Affordability Act passed in March, capping annual insurance premium increases under the National Flood Insurance Program at 18% per property annually. It also allows people buying homes covered under the federal flood insurance program to pay the subsidized premium rate at first, rather than the higher rate. While this doesn’t tackle the bigger issue at hand, it does calm the waters for now!

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 20 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

As the #3 Realtor company-wide at EWM in 2012 with over $55 Million in sales, my focus is on Coral Gables,Coconut GrovePinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

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The Beautiful Coral Gables Waterway

Coral Gables waterway waterfront real estate

The Coral Gables and Coconut Grove waterfront market is one of my specialties and something I love. As an avid watersports person, the idea of coming home from work and going paddleboarding or sunset cruising sounds delightful! The Coral Gables waterway is especially beautiful to me and I always have an eye on those homes that reside on half-acre+ lots. In the past year, there’s been a flurry of activity on the waterway with 5 sales, all on nice sized properties. The average price per square foot of these properties is $645. Two years ago there were only 2 sales in this market, and last year there were 4 sales. With only 1 house currently for sale on a half-acre+ waterfront lot (and a beautiful one at that!), there isn’t much to choose from, but I promise I’ll be watching in case anything becomes available! Looking for Coral Gables waterway properties? Let me help!

Photo courtesy of the MLS.

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 20 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

As the #3 Realtor company-wide at EWM in 2012 with over $55 Million in sales, my focus is on Coral Gables,Coconut GrovePinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

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Exquisite Gables Estates

Gables Estates, Leucadendra Drive

Coral Gables is home to some of the most incredible waterfront, gated communities in all of South Florida. Exquisite homes, expansive views, spectacular yachts – it can all be found in Coral Gables! The crème de la crème of all the communities down here though is Gables Estates. Known for its expansive acre-sized lots, regal estates and incredible water-frontage, this is luxury Miami living at its finest. Residents in Gables Estates must be members of the Gables Estates association, which involves an approval process and entry fee saved for only a select few. Home sales in this luxurious community have been on the rise – there have been 10 sales in the past 12 months compared to 9 the year prior and only 4 the year before that. We are definitely feeling the high-end market come back and certainly relying on these increasing sales in Gables Estates as support!

 

My focused dedication as a realtor in my home town of Miami for over 20 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

As the #3 Realtor company-wide at EWM in 2012 with over $55 Million in sales, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

305.798.8685 | ashley@ashleycusack.com | Facebook | YouTube

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Miami Real Estate News: Flood Insurance Changes Rolling In

Powerful ocean wave lit by morning sun

In case you haven’t heard about this yet, I wanted to alert you to an insurance change that will likely affect many of us in Miami-Dade County. Effective October 1, the federal government is beginning to phase out subsidized flood insurance policies in order to make the National Flood Insurance Program financially solvent. With the devastation from Hurricanes Katrina and Sandy, the program is in major debt and in need of change. The program covers about 5.5 million homes nationally and almost 1.1 million of those are subsidized. So what does this mean for you? In some cases, flood insurance rates could increase by as much as 25%. However, not everyone will have such dramatic changes. Most policies will see at least a 5% increase though with further increases possible as the effects of this change take place. Touch base with your insurance provider to find out how this will affect you.

 

My focused dedication as a realtor in my home town of Miami for over 20 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

As the #3 Realtor company-wide at EWM in 2012 with over $55 Million in sales, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

305.798.8685 | ashley@ashleycusack.com | Facebook | YouTube

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South Florida Real Estate: The Million Dollar Market

Million Dollar Sales

I know I’ve been preaching for a long time about the rebound of our market and you’re probably sick of me talking about it…but I’m back with more. Today I’m looking at homes in Miami-Dade County selling for $1 million+. This market is very active, and we have more homes selling each month for $1 million+ than ever before! Our best year of million dollar sales was in 2005, with an average of 70 monthly. It has plummeted each year since then, with our lowest average in 2009 of 31 per month. However, things have picked back up and so far in 2013, our average is 73 $1 million+ homes per month! That’s an astounding figure! Of course we hope this trend continues and with prices still on the rise it most likely will. Is your home the next one to sell? Feel free to contact me if I can help!

 

My focused dedication as a realtor in my home town of Miami for over 20 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

As the #3 Realtor company-wide at EWM in 2012 with over $55 Million in sales, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

305.798.8685 | ashley@ashleycusack.com | Facebook | YouTube

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How Hurricanes can affect Real Estate Closings

Hurricane

It’s that time of year again! Hurricane season is here and we’ve already had two named storms. My fingers are crossed that we will be spared anything major this year but I always keep an eye on the weather because of the affect hurricanes and tropical storms can have on real estate deals. The rules have gotten much stricter and if there is a tropical storm or hurricane watch or warning issued by the National Hurricane Center ANYWHERE in the state of Florida, insurance companies cease binding policies completely until it has passed. So if a buyer and seller were ready to close but the buyer hadn’t yet secured insurance and a tropical storm warning gets issued in Jacksonville, the closing would be delayed until that warning gets lifted and insurance gets bound. Insurance policies can be written and bound up to 30 days in advance of a closing, so don’t delay!

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What’s the value of my South Florida home?

Woman holding house with clouds and sky.

It’s no longer a secret that the Miami real estate market is back – articles are running in the Herald, the Wall Street Journal is writing about it – our market is making headlines! The median home & condo price in Miami-Dade struggled at $115,000 in 2011, but have bounced back 65% since then – the median price today is $190,000. We are still a long way away from the high of $327,000 set in 2007, but we are making headway. Today’s market leaves many homeowners wondering what their house is worth. People may be wondering if they have enough equity now to sell and buy bigger? How does their house compare to the one that just sold down the street? If you are one of these people and you’re interested in knowing what your house is worth, send me an email and I’d be happy to do an analysis for you!

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EWM Realtors – #1 Luxury South Florida realtor

Wouldn’t you want to work with the real estate agency known for selling a million dollar residence daily in South Florida?

EWM - Business Monday Ad 5.20.13

 

 

 

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Coral Gables Market Update: Old Cutler Bay

Doc5

Old Cutler Bay is a special neighborhood in Coral Gables filled with 136 homes, all waterfront with bay access and no bridges, generally on half acre lots. It sits directly between two of the most prestigious communities in South Florida: Gables Estates and Journey’s End. Old Cutler Bay has its own prestige, but you tend to find somewhat smaller lots than those other communities and there’s no mandatory association, so it lends the same prime location without the same sticker price. The neighborhood has seen a TON of activity in the past 6 months with 7 homes sold, 2 pending sale, and only 6 active on the market! Based on the sales, the average selling price per square foot is $682.88. Current prices range from $3.45 million to $7.795 million. Interested in buying a waterfront home in a fabulous community? I’d love to show you what’s available in Old Cutler Bay!

Wanted: Real Estate Posts!

Wanted

It’s an interesting market right now with so little inventory and so many buyers looking. Realtors are having to get creative for their clients and with that in mind I am reaching out to you today! I currently have a handful of buyers looking for homes. If you are considering selling or know of anything that could work, please reach out to me. I welcome your input!

1. Waterfront in South Gables up to $4.5 million, with access to the bay.

2. South Gables or Pinecrest school district up to $1.5 million with at least 15,000 square-foot lot.

3. Gables up to $1.4 million with at least 4 bedrooms and a garage.

4. South Miami area up to $550,000 with at least 3 bedrooms/2 baths, garage and a pool or room for a pool.

If you’re on the fence about selling, I would welcome the opportunity to meet with you and talk to you about how I can help!

Coral Gables Market Snapshot: Gables Estates Sales Activity in 2012

Comparable MapGables Estates has had a very busy last 12 months!  Above is a map of all the activity in the community – all active listings and closed listings in the past year.  There are not currently any pending listings.  What a year for luxury waterfront real estate!

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