Luxury Miami Real Estate

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550 South Dixie Highway

Coral Gables, FL 33146

Cell: 305-798-8685

Office: 305-960-5330

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Archive for the 'Luxury Miami Realtor' Category

This Week’s Mortgage Rate Anomaly

Photo from thedailyprogress.com
Time and again I’ve heard that federal interest rates are going to go up, and they have done so recently. That has had many people asking me about mortgage rates, and those have also been climbing of late. For instance, the rate for a 30-year fixed rate mortgage was at 5.05% in November – an 8-year high. This week, though, a 30-year fixed is back down to 4.75% due to the downturn in the stock market, which has “investors head[ing] to the relative safe-haven of the bond market,” according to Diana Olick of CNBC.com. She continues by saying that “mortgage rates follow loosely the yield on the 10-year U.S. Treasury,” which explains why rates have been more favorable this week. Read the full article by clicking here.

This week’s downward-trending mortgage rates are great, but I do think that we will see rates increasing overall. As previously mentioned, interest rates are expected to climb, and this will drive mortgage prices higher in the long run. I wish that I had a crystal ball and could tell you how high they might go or how it will impact the real estate market, but as of right now, only time will tell. If you are looking to buy a new home or to refinance your current one, now is the time to act!

If you are looking to buy or sell a home anywhere in Miami, please call me at 305-798-8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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Only in Miami!

Photo from Finish My Condo via Curbed.com
I have to admit, I am a sucker for so-called “clickbait,” so when I opened my browser this morning and saw a headline that read “Miami condo owner installs $1.5M Pagani race car as a room divider,” I immediately opened up that story. Honestly, the headline tells you almost everything that you need to know – other than the fact that this car is apparently one of only 15 that were built.

Check out this truly only-in-Miami story from Curbed.com by clicking here.

If you are looking to buy or sell a home anywhere in Miami, please call me at 305-798-8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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People are Squawking about Bird Bikes!

The Grove has always had a fun vibe and I have noticed a fun, new way to get around. Known as “Bird Bikes,” this new form of transportation is actually in Downtown Miami and Brickell in addition to Coconut Grove. So what are Bird Bikes? They are scooters that are made to help reduce the parking issues in these areas. To use them, you must first download their app, locate a scooter using the in-app GPS feature, then you scan one and go! There is a $1.00 rental fee, plus a fee of $0.15 per minute as you ride. Once you are done riding, you can just leave the bike where it is and at the end of each day an attendant collects and charges the Bird Bikes overnight before returning them to the “wild” the next day.

Although the birds are fun, they have regulations. For example, a rider must be at least 18 and he or she must have a valid driver’s license. The law also states that you have to wear a helmet while riding these, although I have yet to see anyone wear one. Overall, the goals of these scooters are to make all these areas more fun, and eventually to reduce the amount of parking issues. I love this creative way of solving one of our age old problems. Hopefully it works and can be a productive solution to parking, while providing a fun way to get around!

If you are looking to buy or sell a home in these extra-hot areas, or anywhere in Miami, please call me at 305-798-8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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We’re #1!

Bragging about myself makes me uncomfortable. But bragging about my company, EWM Realty International? That is something that I am glad to do! There are a lot of reasons for me to boast about EWM, but I think that one of the most impressive is that in 2017 we were the top broker in Coral Gables, Pinecrest, Area 41 (comprised of Coral Gables, Coconut Grove, part of Brickell, and a few other neighborhoods), and Area 51 (South Gables, East of Old Cutler). These are some ultra-competitive neighborhoods and EWM is blowing other brokerages out of the water. Check out the Coral Gables chart shown above: EWM sold twice as much as our closest competitor! Obviously 2017 was a great year to be a realtor at EWM and I know that 2018 is only going to be better!
If you are looking to buy or sell a home in these extra-hot areas, or anywhere in Miami, please call me at 305-798-8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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Rare Opportunity to Own a Compound in Coral Gables

If you have not seen my listing at 6710 LeJeune Road, then you are truly missing out on an outstanding opportunity to own and customize your own compound in the heart of Coral Gables.

Sitting regally on a 13,500 square foot corner lot, this 5,736 square foot home is the grande dame of Coral Gables’ iconic Dutch South African Village. More than just a house, this is a true compound for an extended family, people with frequent guests, or those with live-in help. The main house is comprised of 5 bedrooms, 3.5 baths, plus large formal living and dining rooms, family room, and spacious kitchen. The1-bedroom in-law’s quarters has a private entrance, kitchen, roomy bathroom, fireplace, and access to the main house. Outside of the main structure is the 2-story guest house with kitchen, bathroom, and 2 bedrooms. There is also a large pool, 2-car garage, and easy access to the Gables, South Miami, and Coconut Grove. This is a unique opportunity to own a piece of history and make it your own!

If you would like to visit this historic compound, then please call me at 305-798-8685.

If you are in the market to either buy or sell a home, I would love to help you! Call me or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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Miami’s Best Pizza is Back!

I can almost smell it!

I can’t tell you how much I used to love Miami’s Best Pizza and how sad I was the day that it closed back in 2014!! We would get a pizza from Miami’s Best at least once a week and it was something my whole family could agree on! Sunday night was normally the night for a large pepperoni and onion pizza and a side salad. So it really hit the Cusack family hard the day it closed.

But 2018 will bring great things and one of those is the comeback of Miami’s Best Pizza!!! The new pizza place will be next to Titanic Brewing just down the street from the University of Miami! A new year’s resolution of mine is to try to be a positive force in the world and I feel like I am doing that by celebrating this momentous occasion, despite the fact that I have gone gluten free since it closed WAH WAH! Anyway, for all of you glutenous people that can enjoy this wonderful pizza, I will celebrate!

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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The Miami Open Moves

I have always loved the Miami Open and proud that it is often considered the “fifth Grand Slam.” While I am not able to spend every day at the tennis tournament and usually only make it out one day, it has been such a treat to have it in our back yard on Key Biscayne. I am sure many of the residents find it to be a major inconvenience when we all descend upon their community, but what a beautiful setting to spend the day or week while watching the most elite tennis players in the world strut their stuff.

Unfortunately for me, and I believe Miami, the Miami Open is moving to Hard Rock Stadium in 2019. While I do like the stadium, and feel that the improvements that have been made are magnificent, it is not a convenient, stunning drive to the Hard Rock. Rather, it is an aggressive slog on I-95 – quite different than the lovely Rickenbacker Causeway.

I know that the Hard Rock Stadium, with its new, modern upgrades, will be a wonderful place to host a tennis tournament, and I wish them well. I am sure that I will make my way up there to watch tennis in 2019. In the meantime, I am going to take in as many matches as I can at the 2018 Miami Open while it is still on Key Biscayne! Tennis anyone?

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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Early 2018 is the Time to Buy a New Home

As a Realtor, mortgage rates are always something of which I want to be aware. In this business, many of my buyers borrow money, which makes sense because they are, quite often, making the biggest purchases of their lives! Also, the cost to borrow has been so low for so long.

Well, what I am telling my buyers now is that early 2018 is the time to buy a new home whether you live here in Miami or elsewhere in the country. Why? Because mortgage rates are expected to rise over the course of this year. We have been hearing this for years, but it seems now really is the time. According to Kiplinger.com, they will not be drastic: a 30-year fixed rate loan will increase by approximately half of a point. However, when you are making a big purchase, like that of a new house, any increase can feel significant! In an article published by Shamrock Financial in 2015 it recognizes that for “every 0.5% increase in interest rate your purchasing power may be decreased by 4 to 5 percent,” and “for every 1% rate increase, your purchasing power may be decreased by 9 to 11 percent.”

If you are ready to purchase a new home, then you might as well do it now. Now that we are in the New Year, fresh inventory is coming on the market so there is ample opportunity to find your dream home! Lock that property down while interest rates are still a bargain and enjoy those interest savings for years to come.

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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It’s Time For Your Homeowners Insurance Annual Checkup

It’s one of those documents most of us stash in a safe or in an out-of-the-way place, the document that you value and simultaneously avoid, your homeowners or renter’s insurance policy. We were all just reminded by Hurricane Irma that it is important to locate your policy and give it a read. The fact is, it’s time for your homeowner’s insurance policy’s annual checkup!

Why? Here are just a few reasons:

  • Type of coverage. Is it ACV or Replacement cost? ACV stands for “actual cash value” which means depreciation is deducted in the event of loss.
  • Liability limits.
  • Accurate inventory. As your possessions come and go, they need to be reflected in the policy. This is where over-insuring is most commonly spotted.
  • Deductible. The amount of deductible in your Miami homeowners or renter’s policy is where you can reap significant savings…if you are willing to absorb more of the expense should a loss occur.
  • Discount. If you have more than one type of insurance policy with the same company or are a long-term customer with few claims, you might qualify.

I know this isn’t the fun topic people want to think or read about, but we, in South Florida, know how important it is!

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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Pinecrest Market Update

Earlier this week I blogged about closed sale prices in North Pinecrest between $3,000,0000 and $5,000,000. In that post I mentioned that in the past 6 months, homes between $3,000,0000 and $4,000,000 have closed for significantly less per square foot than their counterparts in the $4,000,000 to $5,000,000 range. That is just a part of the picture, so this week I have run Facts and Trends to show you what has been happening in the high-end Pinecrest market overall. Take a look at the charts below.


First of all, when you are looking at these images, please disregard September, 2017. Hurricane Irma blew through Florida starting on September 10, 2017, and with the recovery and cleanup after the storm, September became a lost month for South Florida real estate. Other than September of 2017, these charts do show you what has been happening in the luxury Pinecrest market over the past year or so.


For example, you can see that there were no sales between $3,000,000-$5,000,000 from September of 2016 through February of 2017. Back then I kept saying “it feels like the high-end Pinecrest market is down,” because I showed property but could not get anything in that price range in Pinecrest to move. Well now I see that I was right. It did not just feel like the market was down, it actually was down during those months.

While the market for these high-end listings has come back since earlier this year, this type of house does not necessarily fly off of the market quickly. This is made clear by the fact that in between March and August of 2017 they averaged 230 days on the market. During 4 out of those 6 months, houses in this price range closed for significantly lower dollar amounts than their listed price per square foot, so pricing is obviously a huge factor in the amount of time that homes are spending as active listings.

Just like my gut told me that the market had slowed down in late 2016 and early 2017, it feels to me like the luxury Pinecrest real estate market is going to pick back up after September’s weather-related glitch. There are serious buyers out there, and they want to live in Pinecrest. This time next year when I run these Facts and Trends again, I would not be surprised if the 4th quarter of 2017 reflects Pinecrest’s strongest market of the year!

Download and print all of these charts of Pinecrest’s Facts and Trends

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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Pricing North Pinecrest Luxury

I’ve recently been working with a buyer who is looking for homes in the high $3,000,000 to mid $5,000,000 range. She is moving to Miami from another part of the world, so we have been looking at different areas: Coconut Grove, Coral Gables, Ponce/Davis, and Pinecrest. These are all great options with lots of lovely homes, so we are narrowing it down to find this buyer’s perfect fit, but Pinecrest has definitely grabbed their attention. When looking at comps, this is what I found.

Over the course of the past 6 months, North Pinecrest homes that were listed between $3,000,000 and $4,000,000 have sold for a high of $478.20/square foot, an average of $410.65/square foot, and a low of $343.10/square foot. The low was a bit skewed because it was a house where roughly one third of the lot is under water (not “under water” like a buzzy real estate term, but actually under the water of a lake!).

Homes listed between $4,000,000 and $5,000,000 have closed for significantly higher prices per square foot as of late. Their high, average, and low come in at $543.71, $525.53, and $507.35 per square foot, respectively. This price discrepancy is due to the fact that nearly all of the $4,000,000-$5,000,000 homes are brand-new construction, while many of the homes in the slightly-lower price range are a bit older, though still magnificent.

There are some wonderful luxury properties available in Pinecrest right now, and now you know a bit more about their pricing. Check out my listing at 5800 SW 93 Street – listed at $3,495,000, or $428.88 per square foot, it is priced right where it should be!

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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