Luxury Miami Real Estate

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550 South Dixie Highway

Coral Gables, FL 33146

Cell: 305-798-8685

Office: 305-960-5330

Email Me

Early 2018 is the Time to Buy a New Home

As a Realtor, mortgage rates are always something of which I want to be aware. In this business, many of my buyers borrow money, which makes sense because they are, quite often, making the biggest purchases of their lives! Also, the cost to borrow has been so low for so long.

Well, what I am telling my buyers now is that early 2018 is the time to buy a new home whether you live here in Miami or elsewhere in the country. Why? Because mortgage rates are expected to rise over the course of this year. We have been hearing this for years, but it seems now really is the time. According to, they will not be drastic: a 30-year fixed rate loan will increase by approximately half of a point. However, when you are making a big purchase, like that of a new house, any increase can feel significant! In an article published by Shamrock Financial in 2015 it recognizes that for “every 0.5% increase in interest rate your purchasing power may be decreased by 4 to 5 percent,” and “for every 1% rate increase, your purchasing power may be decreased by 9 to 11 percent.”

If you are ready to purchase a new home, then you might as well do it now. Now that we are in the New Year, fresh inventory is coming on the market so there is ample opportunity to find your dream home! Lock that property down while interest rates are still a bargain and enjoy those interest savings for years to come.

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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