Luxury Miami Real Estate

Hello and Welcome to Miami!

I have designed this website with you in mind, filling it with helpful information. Visit often to search for properties with my user-friendly real estate search solution, get details on schools all over Dade County, spend time reading my blog, or explore to find so much more!

550 South Dixie Highway

Coral Gables, FL 33146

Cell: 305-798-8685

Office: 305-960-5330

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“How’s the Market?” – Insight into Miami’s Real Estate Market

I am often asked about the Miami real estate market, and I am happy to talk about it to anyone who will listen. Today, though, I want you to learn about it from one of Miami’s foremost experts, Ron Shuffield, President of EWM Realty International. He has written a fascinating piece called “Insight,” which analyzes 2018’s market and predicts what is ahead for 2019. Click here to enjoy reading it and let me know if you have any questions.

If you are looking to buy or sell a home anywhere in Miami, please call me at 305-798-8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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This Week’s Mortgage Rate Anomaly

Photo from thedailyprogress.com
Time and again I’ve heard that federal interest rates are going to go up, and they have done so recently. That has had many people asking me about mortgage rates, and those have also been climbing of late. For instance, the rate for a 30-year fixed rate mortgage was at 5.05% in November – an 8-year high. This week, though, a 30-year fixed is back down to 4.75% due to the downturn in the stock market, which has “investors head[ing] to the relative safe-haven of the bond market,” according to Diana Olick of CNBC.com. She continues by saying that “mortgage rates follow loosely the yield on the 10-year U.S. Treasury,” which explains why rates have been more favorable this week. Read the full article by clicking here.

This week’s downward-trending mortgage rates are great, but I do think that we will see rates increasing overall. As previously mentioned, interest rates are expected to climb, and this will drive mortgage prices higher in the long run. I wish that I had a crystal ball and could tell you how high they might go or how it will impact the real estate market, but as of right now, only time will tell. If you are looking to buy a new home or to refinance your current one, now is the time to act!

If you are looking to buy or sell a home anywhere in Miami, please call me at 305-798-8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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New School Year Resolutions

I cannot believe that summer is over and that the school year is underway! Much like we do at the start of every New Year, I think that the new school year is a great time to make resolutions. For this fresh 2018-2019 start, I plan on increasing my social media presence for business. I am going to mix up my workout routine (maybe you’ve seen me at Orange Theory or Yoga House Miami lately – this is an easy resolution for me to follow!). I am going to read my Ransom Everglades Book Club books at a more leisurely pace. I am definitely planning on blogging more! Lastly, I am going to make it a priority to sell more real estate! How are you going to improve yourself this new school year?

Image courtesy of www.utahvalley360.com

If you are looking to buy or sell a home anywhere in Miami, please call me at 305-798-8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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The Future is Here in Miami

Did you know that Ford is testing self-driving cars in Miami? The company announced that Miami is going to be the first large-scale testing site of its driver-less fleet of cars. Why Miami, you ask? Well, the city has very challenging traffic but other factors like, “its weather, its variety of driving environments — from its densely packed downtown to its more residential exurbs — and the receptiveness of city officials to the new technology,” according to the Miami Herald.

There will be two fleets of self-driving cars hitting our streets, one group will be mapping and perfecting the technology and the other is going to deliver pizzas! Ford has paired up with Domino’s to test that service: I think it will be interesting for my gluten-free pizza to be delivered without the delivery man.

Ford is not giving too many specifics, so we do not really know exactly when the driver-less fleets are going to roll out, nor do we know exactly where the cars will be housed. What we do know is that there will be a human inside of these cars just in case something goes wrong, which I think is a smart idea.

If driver-less cars are going to help with Miami’s traffic, then I am happy for our city to be Ford’s guinea pig. What do you think about this new technology?

If you are looking to buy or sell a home in these extra-hot areas, or anywhere in Miami, please call me at 305-798-8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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What does the New Tax Bill Mean for Local Real Estate?

Love it or hate it, the new tax bill passed and we are all going to feel its effects. Real estate is going to be impacted just like everything else, but in South Florida it looks like the tax bill will be a good thing! A client shared an article from Local 10 that does a great job of summarizing what the new bill means for realtors, homeowners, renters, and our local economy. Click here to learn more about it.
If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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The Miami Open Moves

I have always loved the Miami Open and proud that it is often considered the “fifth Grand Slam.” While I am not able to spend every day at the tennis tournament and usually only make it out one day, it has been such a treat to have it in our back yard on Key Biscayne. I am sure many of the residents find it to be a major inconvenience when we all descend upon their community, but what a beautiful setting to spend the day or week while watching the most elite tennis players in the world strut their stuff.

Unfortunately for me, and I believe Miami, the Miami Open is moving to Hard Rock Stadium in 2019. While I do like the stadium, and feel that the improvements that have been made are magnificent, it is not a convenient, stunning drive to the Hard Rock. Rather, it is an aggressive slog on I-95 – quite different than the lovely Rickenbacker Causeway.

I know that the Hard Rock Stadium, with its new, modern upgrades, will be a wonderful place to host a tennis tournament, and I wish them well. I am sure that I will make my way up there to watch tennis in 2019. In the meantime, I am going to take in as many matches as I can at the 2018 Miami Open while it is still on Key Biscayne! Tennis anyone?

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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Early 2018 is the Time to Buy a New Home

As a Realtor, mortgage rates are always something of which I want to be aware. In this business, many of my buyers borrow money, which makes sense because they are, quite often, making the biggest purchases of their lives! Also, the cost to borrow has been so low for so long.

Well, what I am telling my buyers now is that early 2018 is the time to buy a new home whether you live here in Miami or elsewhere in the country. Why? Because mortgage rates are expected to rise over the course of this year. We have been hearing this for years, but it seems now really is the time. According to Kiplinger.com, they will not be drastic: a 30-year fixed rate loan will increase by approximately half of a point. However, when you are making a big purchase, like that of a new house, any increase can feel significant! In an article published by Shamrock Financial in 2015 it recognizes that for “every 0.5% increase in interest rate your purchasing power may be decreased by 4 to 5 percent,” and “for every 1% rate increase, your purchasing power may be decreased by 9 to 11 percent.”

If you are ready to purchase a new home, then you might as well do it now. Now that we are in the New Year, fresh inventory is coming on the market so there is ample opportunity to find your dream home! Lock that property down while interest rates are still a bargain and enjoy those interest savings for years to come.

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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It’s Time For Your Homeowners Insurance Annual Checkup

It’s one of those documents most of us stash in a safe or in an out-of-the-way place, the document that you value and simultaneously avoid, your homeowners or renter’s insurance policy. We were all just reminded by Hurricane Irma that it is important to locate your policy and give it a read. The fact is, it’s time for your homeowner’s insurance policy’s annual checkup!

Why? Here are just a few reasons:

  • Type of coverage. Is it ACV or Replacement cost? ACV stands for “actual cash value” which means depreciation is deducted in the event of loss.
  • Liability limits.
  • Accurate inventory. As your possessions come and go, they need to be reflected in the policy. This is where over-insuring is most commonly spotted.
  • Deductible. The amount of deductible in your Miami homeowners or renter’s policy is where you can reap significant savings…if you are willing to absorb more of the expense should a loss occur.
  • Discount. If you have more than one type of insurance policy with the same company or are a long-term customer with few claims, you might qualify.

I know this isn’t the fun topic people want to think or read about, but we, in South Florida, know how important it is!

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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Miami Neighborhood Map


(Map courtesy of By Comayagua99 at English Wikipedia, CC BY-SA 3.0, https://commons.wikimedia.org/w/index.php?curid=23038578)

There are some South Florida neighborhoods that are easily defined. For instance, Coral Gables has city limits that succinctly mark its boundaries. You could argue that “South Gables” and “North Gables” are looser terms, but US1 pretty cleanly divides those areas. There are other neighborhoods, though, that seem to me to have more nebulous boundaries: where does Silver Bluff end and Shenandoah begin? Well, leave it to Wikipedia to bring us this handy map! Check it out and never wonder if you are in Wynwood, Midtown, or the Design District again!
If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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Seed Food and Wine Festival

Did you know that there is a food and wine festival going on in Miami this weekend? Yes, Seed Food and Wine Week, which touts itself as the “first conscious plant based food and wine festival in the country” is going on through November 5th. It has a variety of events, including lectures, a 5k run (that I am sorely tempted to do!), and, of course, food-filled parties! It sounds like a lot of fun, and I wish that I had made it to the Third Annual Plant Based Burger Battle, but I had a previous engagement.

I am proud to live in the city that is hosting Seed Food and Wine Week because it proves that Miami has many facets. Sure, we are a melting pot, we have beautiful beaches, and hip night clubs, but we are also a city that is growing culturally. I love that I get to watch and be a part of my hometown’s bourgeoning art, intellectual, and culinary expansion! Although I missed Seed this year, I will be there for the next go-round. I can’t wait!

For more information on the event, go to Seed Food & Wine Festival

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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The Nitty Gritty on the Gables Styrofoam Ban

Full disclosure: I eat a lot of Chicken Kitchen. It is a stone’s throw from my office, they deliver very quickly, it is relatively healthy, and I love curry mustard. So yes, I eat it a lot. I’ve noticed that from last week to this one, they have changed the packaging in which they provide their Chop Chop. Because my local Chicken Kitchen is located in Coral Gables, the restaurant has been banned from using Styrofoam containers and is now utilizing plastic ones instead.

The Styrofoam ban in Coral Gables has been a long time coming. The idea was proposed in 2015, with the intention of banning the use of expanded polystyrene for take-out containers, by city vendors, and at events. The bill was passed in February of 2016; however, it hit a snag in July of 2016 when the Florida Retail Federation filed a lawsuit to keep the city from enforcing the ban. You see, the Florida Legislature also passed a bill in February of last year. This bill prevented local municipalities from creating their own Styrofoam bans unless such bans where in force prior to January 1, 2016. Unfortunately, Coral Gables did not have its ban in place in time, so the city attempted to backdate its anti-Styrofoam bill. That brings us back to the Florida Retail Federation – they did not like this backdating, citing it as unfair, so they brought their lawsuit against the Gables. Long story short, the courts upheld the City Beautiful’s expanded polystyrene ban, and now my Chicken Kitchen arrives in recyclable plastic containers! That’s a win for Coral Gables and a win for our landfills!

If you are in the market to either buy or sell a home, I would love to help you! Call me at 305.798.8685, or visit my website at: Luxury Miami Real Estate

Luxury Miami Real Estate

My focused dedication as a realtor in my home town of Miami for over 25 years, consistently puts me at the top of my field. Whether you’re looking to buy or sell your home, let me help you from start to finish with my results-proven: professional marketing, excellent property exposure and comprehensive experience.

Consistently in the top 10 company-wide at EWM for the past 15 years, my focus is on Coral Gables, Coconut Grove, Pinecrest and South Miami — specializing in luxury real estate and waterfront properties. Call me today and let’s get started!

Don’t hesitate to reach out to me, Ashley Cusack at {305.798.8685, email and website}. Senior Vice President, EWM Realty International.

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